$1,200 Canada Workers Benefit Arrives In July 2025 – Check Eligibility, Payment Dates, And Provincial Rates

$1,200 Canada Workers Benefit Arrives In July 2025 – Check Eligibility, Payment Dates, And Provincial Rates

As of July 11, 2025, the Canada Revenue Agency (CRA) has issued the first advance payment of the new benefit year for the Canada Workers Benefit (CWB).

This month’s payment could reach up to $1,238.99, depending on your income, family situation, and province. The CWB aims to provide extra financial support to low-income workers who are employed but struggling with the rising cost of living.

What Is the Canada Workers Benefit (CWB)?

The CWB is a refundable tax credit offered by the federal government to working individuals and families with low income. It consists of two key components:

  • Basic amount – Based on income and household size
  • Disability supplement – For individuals eligible under the Disability Tax Credit (DTC)

In 2025, up to 50% of the annual benefit is paid in advance instalments each July, October, and January.

July 2025 CWB Advance Payment – What’s New?

Due to inflation adjustments, both maximum benefit amounts and income thresholds have increased across the country. Some households, particularly those in Quebec, Nunavut, and Alberta, may receive over $1,200 this month.

Below is a breakdown by province and household type:

CWB Advance Payments by Region – July 2025

RegionSingle (No DTC)Family (No DTC)Max Payment (With DTC x2)
Standard (Most Provinces)$265$456.50$730.17
Alberta$284$425.17$698.83
Nunavut$263$395.17$699.17
Quebec$617.56$963.09 (No kids)$1,238.99 (Couple with DTC)

Eligibility Criteria

To be eligible for the CWB, you must:

  • Be a Canadian resident throughout the year
  • Be 19 years or older on December 31 (or live with a spouse or child)
  • Have earned income from employment or self-employment
  • File a tax return before November 1, 2025

Income Thresholds (Phase-Out Ranges)

RegionIncome Phase-Out (Singles)Income Phase-Out (Families)
Standard$26,149 – $36,749$29,833 – $48,093
Alberta$25,472 – $36,832$31,911 – $48,918
Nunavut$26,127 – $65,577$35,957 – $65,595
Quebec$13,829 – $32,356$21,456 – $50,150 (no kids)

Disability Supplement Phase-Outs

RegionSingles (Ends At)Families (Ends At)
Standard$42,222$59,038
Alberta$42,305$59,865
Nunavut$73,195$80,777
Quebec$36,495$58,427 (no kids)

Payment Schedule

If you qualified for CWB through your 2024 tax return and filed before November 1, 2025, your first advance payment was automatically deposited on July 11, 2025. The next two advance payments will be made in:

  • October 2025
  • January 2026

The Canada Workers Benefit advance payment offers a timely boost to working Canadians coping with high living costs.

With payouts ranging from $263 to $1,238.99, depending on your situation and location, now is the time to ensure your taxes are filed and you meet the criteria. For those with disabilities or low family income, the CWB can offer a crucial financial lifeline.

FAQs

When is the next CWB payment after July 2025?

The next advance payments are scheduled for October 2025 and January 2026.

Do I need to apply separately for the CWB?

No separate application is needed. The CRA calculates eligibility based on your tax return.

Can I receive the disability supplement without a DTC certificate?

No. You must be approved for the Disability Tax Credit (DTC) to receive the supplement.

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