$1,395 Guaranteed Income Supplement Payment Coming In July 2025 – CRA Deposit Date And Eligibility Details Inside

$1,395 Guaranteed Income Supplement Payment Coming In July 2025 – CRA Deposit Date And Eligibility Details Inside

The $1,395 Guaranteed Income Supplement (GIS) Payment for July 2025 has been officially confirmed by the Canada Revenue Agency (CRA).

This monthly financial assistance is designed to help low-income seniors and eligible survivors cope with rising living expenses.

Scheduled for deposit on July 29, 2025, this benefit is targeted at individuals aged 60 to 64 years, particularly those whose combined income is below $41,184 annually.

This payment is part of the broader effort by the Government of Canada to support seniors and reduce poverty through consistent and inflation-adjusted financial support.

What is the $1,395 Guaranteed Income Supplement Payment?

The Guaranteed Income Supplement (GIS) is a non-taxable monthly payment provided to eligible low-income individuals who already receive Old Age Security (OAS).

The Guaranteed Income Supplement Allowance also extends to surviving partners of OAS-eligible pensioners, and in July 2025, qualified recipients will receive $1,395.73 through direct deposit or mailed checks.

This specific payment amount is calculated based on quarterly adjustments to reflect the current economic climate and rising living costs tracked through the Consumer Price Index.

Overview – canada.ca Guaranteed Income Supplement Payment 2025

Post$1,395 Guaranteed Income Supplement Payment July 2025
Proposed ByGovernment of Canada
CountryCanada
Benefit Providing AgencyCanada Revenue Agency (CRA)
Main ObjectiveFinancial Support to Seniors
EligibilityCanadian Citizens
Payment DateJuly 29, 2025
Payment Amount$1,395.73
CategoryFinance
Official Websitecanada.ca

CRA Guaranteed Income Supplement Payment Eligibility 2025

To qualify for the Guaranteed Income Supplement Allowance in 2025, individuals must meet specific eligibility requirements, including:

  • Must be an eligible recipient of the Old Age Security pension
  • Aged 60 to 64 years
  • Must be a Canadian citizen or legal resident
  • Lived in Canada for at least 10 years after turning 18
  • Spouse or common-law partner of a deceased OAS recipient
  • Combined annual income must be below $41,184

These eligibility criteria ensure the payments are targeted toward the most vulnerable seniors, including widows and partners of deceased OAS recipients.

Canada Guaranteed Income Supplement Payment Schedule 2025

The Guaranteed Income Supplement Allowance is paid monthly, following the same schedule as OAS payments. Below is the complete 2025 payment calendar:

MonthPayment Date
January29 January 2025
February26 February 2025
March27 March 2025
April28 April 2025
May28 May 2025
June26 June 2025
July29 July 2025
August27 August 2025
September25 September 2025
October29 October 2025
November26 November 2025
December22 December 2025

Guaranteed Income Supplement Benefit Amounts 2025 – How Much Will You Get?

The amount of the GIS Allowance is determined based on:

  • The applicant’s annual income
  • Marital or single status
  • Eligibility to receive OAS benefits

This ensures a fair and tailored benefit to match each applicant’s circumstances. According to CRA updates for 2025, qualifying individuals with an income below the threshold can expect:

Benefit TypeGIS Allowance
EligibilityEligible OAS recipients and survivors
Income ThresholdLess than $41,184 (2024)
Monthly Amount$1,395.73

Quarterly reviews are conducted to reflect changes in inflation and cost of living, ensuring the amount stays relevant and helpful for day-to-day expenses.

Why This Payment Matters

The $1,395 GIS payment in July is part of the government’s ongoing mission to provide consistent financial relief to low-income seniors.

With the rising cost of essentials such as rent, groceries, and medication, this monthly supplement acts as a critical support system for retired Canadians, especially those living on fixed incomes.

By delivering timely and inflation-adjusted payments, the CRA aims to safeguard seniors’ financial independence and reduce poverty among aging citizens.

The $1,395 GIS payment in July 2025 is a vital financial lifeline for eligible seniors in Canada.

With automatic deposits scheduled for July 29, 2025, qualified recipients are encouraged to stay updated and ensure their information with CRA remains current to avoid any delays in receiving the benefit.

FAQs

What is the deposit date for the $1,395 GIS payment in July 2025?

The Canada Revenue Agency will deposit the July GIS payment on July 29, 2025, either through direct bank deposit or mailed checks.

Who qualifies for the $1,395 GIS Allowance in 2025?

Individuals aged 60 to 64, who are Canadian residentsOAS-eligible, and whose annual income is below $41,184, are eligible.

Do I need to reapply every month to receive GIS payments?

No. Once you are enrolled and continue to meet the eligibility criteria, payments are made automatically each month.

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