The Canada Revenue Agency (CRA) has announced the distribution of the $179 GST/HST credit starting July 4, 2025, as part of its quarterly tax-free benefit to support low- and modest-income Canadians.
This financial relief is meant to offset the cost of goods and services tax (GST) or harmonized sales tax (HST) paid on purchases throughout the year.
This article explains who qualifies, how the payment is calculated, when the credit will be issued, and what changes may affect the amount.
What Is the GST/HST Credit?
The GST/HST credit is a tax-free quarterly payment provided by the CRA to eligible individuals and families with low or modest incomes. The goal is to reduce the tax burden and help manage basic living expenses like groceries, utilities, and daily necessities.
This credit is automatically calculated based on the previous year’s tax return, and no separate application is required.
July 2025 GST/HST Payment Details
| Particulars | Details |
|---|---|
| Credit Name | Canada GST/HST Credit |
| Issuing Authority | Canada Revenue Agency (CRA) |
| July Payment Amount | Up to $179 (based on eligibility) |
| Annual Payment (Single) | Up to $337 |
| Annual Payment (Couple) | Up to $704 |
| Per Child (under 19) | Up to $185 |
| Next Payment Date | July 4, 2025 |
| Payment Frequency | Quarterly (Jan, Apr, Jul, Oct) |
| Application Required | No – automatic based on tax filing |
| Delivery Method | Direct deposit or cheque |
| Income Threshold (Single) | Around $52,000 |
| Income Threshold (Family) | $58,000 – $65,000 (varies by dependents) |
Who Will Get Paid in the First Batch?
Canadians receiving the first round of July 2025 payments must meet the following eligibility criteria:
- Must be a Canadian citizen or permanent resident
- 19 years or older (or meet special conditions if under 19)
- Filed a 2023 income tax return
- Annual income below the CRA threshold
- Individuals under 19 must:
- Be married or in a common-law partnership, or
- Be a parent and reside with their child
If your Adjusted Family Net Income (AFNI) exceeds certain levels, the credit amount reduces gradually and eventually phases out.
CRA GST/HST Credit Payment Dates 2025
| Month | Payment Date |
|---|---|
| January | January 3, 2025 |
| April | April 4, 2025 |
| July | July 4, 2025 |
| October | October 3, 2025 |
Please allow 10 business days before contacting CRA if the payment is delayed.
How the GST/HST Credit Is Calculated
The credit is calculated based on:
- Your 2023 tax return
- Your family size and number of eligible children
- Your net income and marital status
- Adjustments like shared custody, death of a spouse, or marital status changes
If any of the above factors change mid-year, CRA may recalculate your benefits.
How to Check If You’ll Receive the July Payment
You can verify your eligibility and payment status by:
- Logging in to CRA My Account
- Checking the Benefits and Credits section
- Looking for the GST/HST credit payment schedule
- Confirming your banking details or mailing address
Ensure your direct deposit is set up to avoid delays.
The $179 GST/HST credit payment in July 2025 offers important financial relief to millions of Canadians coping with daily expenses.
If you meet the eligibility requirements and filed your taxes on time, you’ll likely receive this payment on July 4, 2025. Don’t forget to check your CRA My Account and keep your information up to date to ensure smooth delivery.
FAQs
Do I need to apply for the GST/HST credit?
No. The CRA automatically assesses eligibility based on your tax return.
When will the July 2025 GST/HST credit be paid?
The CRA will issue payments on July 4, 2025.
What if I didn’t receive the payment on time?
Wait 10 business days, then contact CRA for support. Ensure your banking info or mailing address is current.