Many Canadians are buzzing about a potential $2,600 CRA deposit landing in June 2025. But is this one lump-sum cheque, or a combination of several recurring benefits? The truth is—there’s no single $2,600 payment.
Rather, some Canadians may receive that amount or more in combined monthly deposits from multiple federal and provincial benefit programs. Let’s break down where this figure comes from and how you may qualify.
What the $2,600 CRA Deposit Really Means
There is no new $2,600 program. Instead, that figure represents a cumulative monthly total of multiple government benefit payments, such as:
| Program | June 2025 Payment Date | Maximum Monthly Amount |
|---|---|---|
| Canada Pension Plan (CPP) | June 26, 2025 | Up to $1,433.00 |
| Old Age Security (OAS) | June 26, 2025 | $727.67 (65–74), $800.44 (75+) |
| Guaranteed Income Supplement (GIS) | June 26, 2025 | Up to $1,086.88 |
| Canada Child Benefit (CCB) | June 20, 2025 | Up to $620/month per child |
| Ontario Trillium Benefit (OTB) | June 10, 2025 | Varies |
If you qualify for a combination of these programs—especially CPP, OAS, and GIS as a senior, or CCB and OTB as a parent—you could see total deposits near or above $2,600 this month.
Who Can Receive These Combined Payments?
Canada Pension Plan (CPP)
- Available to individuals aged 60 and older
- Monthly amount depends on your lifetime contributions and age at retirement
- Maximum payment in 2025: around $1,433 per month
Old Age Security (OAS)
- Available to those 65 and older
- You must have lived in Canada for at least 10 years after age 18
- Monthly payments range from $727.67 to $800.44, depending on age
Guaranteed Income Supplement (GIS)
- A non-taxable top-up for low-income seniors receiving OAS
- Income thresholds determine eligibility
- Max benefit in 2025: up to $1,086.88 per month
Canada Child Benefit (CCB)
- Monthly benefit for parents with children under 18
- The amount is based on family income and number of children
- Can provide up to $7,437 annually per child, or around $620/month
Ontario Trillium Benefit (OTB)
- Available to residents of Ontario
- Includes the Ontario Energy and Property Tax Credit, Sales Tax Credit, and Northern Ontario Energy Credit
- Monthly payment amount varies by eligibility and filing status
CRA Payment Dates for June 2025
| Program | Payment Date |
|---|---|
| OTB | June 10, 2025 |
| CCB | June 20, 2025 |
| CPP, OAS, GIS | June 26, 2025 |
With three to five deposits possible, Canadians eligible for multiple programs could see a significant cash influx in June.
How to Make Sure You Receive All Eligible Payments
To get the full benefit of government programs this June:
- File Your 2024 Tax Return on Time
Most benefits are calculated based on your tax return. Miss the deadline, and you risk losing GIS, OTB, or CCB payments. - Set Up Direct Deposit
Direct deposit ensures you receive payments faster and more securely. Update your banking info through CRA My Account or your online banking portal. - Check Your Personal Information
CRA uses your address, marital status, and dependent info to calculate payments. Make sure it’s up to date. - Apply for GIS Separately
GIS does not automatically start when you receive OAS. You must apply once you are eligible. - Delay CPP for a Bigger Payout
If you delay receiving CPP until age 70, your monthly amount increases significantly—by up to 42%. - Review Provincial Benefits
Ontario residents should explore OTB and GAINS. Other provinces have their own benefit programs that may add to your total income.
Why Some Won’t Receive the Full $2,600
Even if you’re enrolled in multiple programs, several factors can affect your total:
- Low or incomplete CPP contributions
- Late or missed tax filings
- Income above eligibility thresholds for GIS or reduced OAS
- Outdated or incorrect CRA information
- Living in provinces without OTB or similar programs
Double-check your CRA My Account and provincial eligibility to maximize what you’re owed.
There’s no magic $2,600 CRA cheque heading your way this June, but for many Canadians—particularly seniors and low-income families—a combination of CPP, OAS, GIS, CCB, and OTB can deliver monthly payments approaching or exceeding that figure.
The key is staying informed, filing taxes on time, and keeping your CRA profile updated. With proper planning and eligibility, you could receive substantial support right when you need it most.
FAQs
Is the $2,600 CRA deposit a one-time payment?
No. It’s not a single cheque. It’s the total of several monthly benefits that some Canadians may receive in June 2025.
Why didn’t I get the full amount?
Eligibility varies by income, age, and contribution history. Missing information or late tax returns can also cause payment delays.
How can I check what I’m eligible for?
Log in to CRA My Account to view benefit statuses, payment dates, and ensure your banking and contact information is up to date.