Karen Minn
As the new benefit year begins in July 2025, Canadian families are receiving a financial boost through the Canada Child Benefit (CCB).
The Canada Revenue Agency (CRA) has announced updated monthly payments of up to $619 per child, providing welcome relief to parents navigating rising inflation and everyday expenses.
The CCB is a cornerstone support program that helps low- and middle-income families cover the cost of raising children, and the 2025 updates ensure the benefit keeps pace with the economic realities of Canadian households.
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a tax-free monthly payment from the federal government, issued by the CRA to eligible families. It is designed to help cover essential costs such as:
- Groceries
- School supplies
- Clothing
- Childcare
The benefit amount is recalculated every July based on the previous year’s tax return and adjusted annually for inflation.
What’s New in the 2025 Canada Child Benefit Update?
The 2025 payment increases reflect the government’s response to ongoing economic challenges, especially the cost-of-living crisis faced by many Canadians.
Updated Monthly CCB Amounts for 2025
| Age of Child | Monthly Benefit | Annual Total |
|---|---|---|
| Under 6 years old | $619 per child | $7,428 |
| Ages 6 to 17 years old | $522 per child | $6,264 |
These figures represent maximum amounts. Actual payment will depend on your adjusted family net income (AFNI) and other eligibility factors.
Canada Child Benefit 2025 Payment Schedule
To help families plan their budgets, the CRA has released the 2025 CCB payment schedule, with payments generally issued on or around the 20th of each month.
CCB Payment Dates – July to December 2025
| Month | Payment Date |
|---|---|
| July 2025 | July 19, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 20, 2025 |
| October 2025 | October 18, 2025 |
| November 2025 | November 20, 2025 |
| December 2025 | December 19, 2025 |
Note: Payment may vary slightly depending on your financial institution’s processing time if you use direct deposit.
Eligibility Criteria for CCB in 2025
To qualify for the Canada Child Benefit in 2025, you must meet the following conditions:
- Be the primary caregiver of the child.
- Be a resident of Canada for tax purposes.
- File your 2024 tax return (even if your income is zero).
- Live with the child under your care.
Income Thresholds
- Families earning less than $34,863 per year may receive the full benefit.
- Payments are gradually reduced as income rises above this threshold using CRA’s tiered reduction formula.
How Is the CCB Calculated?
The CRA determines your 2025 Canada Child Benefit using the following:
- The number of children under your care
- The age of each child
- Your adjusted family net income (AFNI) from the 2024 tax year
Example Calculation
A family with two children under the age of six and an annual income of $32,000 could be eligible for:
- $619 × 2 = $1,238/month
- $14,856/year in total CCB support
If income rises above the threshold, the benefit is reduced based on CRA’s reduction rates and the number of children.
How to Maximize Your 2025 CCB
To ensure you receive the full amount you’re entitled to in 2025:
- File your 2024 taxes before the CRA’s deadline.
- Keep your CRA profile updated, especially if your marital status or number of dependents changes.
- Use the CRA CCB calculator for an accurate estimate of your monthly payments.
The Canada Child Benefit 2025 continues to serve as a critical financial support for Canadian families. With maximum monthly payments now reaching $619 per child under 6 and $522 per child aged 6–17, this updated CCB cycle offers enhanced stability for households navigating higher costs.
By understanding the payment schedule, checking your eligibility, and ensuring your tax filings are up to date, you can make the most of this important benefit throughout the year.
FAQs
Who qualifies for the full Canada Child Benefit in 2025?
Families with adjusted net income below $34,863, who meet residency and caregiving requirements, are eligible for the maximum monthly benefit.
When will I receive my CCB payments in 2025?
Payments are made around the 20th of each month, starting July 19, 2025, and continuing through December 2025.
Do I need to reapply each year for the CCB?
No. As long as you file your taxes annually and continue to meet eligibility requirements, your CCB will be reassessed automatically.