Nylie Nelson
In a significant relief effort, the Canada Revenue Agency (CRA) has announced a one-time $2,200 tax-free deposit for seniors, low-income Canadians, and individuals with disabilities.
Scheduled to be paid out on October 29, 2025, this payment is part of the government’s continued response to the rising cost of living.
Here’s a detailed look at who qualifies, how to receive the deposit, and key timelines.
What Is the $2,200 Support Payment?
This federal benefit is a non-taxable, one-time payment designed to ease the financial pressure caused by inflation, high utility bills, housing costs, and grocery prices.
Unlike recurring benefits like the OAS or CPP, this deposit is meant to provide immediate financial relief for essential expenses like:
- Rent or mortgage
- Food and utilities
- Medical and dental care
- Transportation
Key Details at a Glance
| Feature | Details |
|---|---|
| Payment Amount | $2,200 (one-time) |
| Payment Date | October 29, 2025 |
| Taxable? | No |
| Application Deadline | September 30, 2025 |
| Automatic Payment? | Yes, for OAS, GIS, or CPP-D recipients |
Eligibility Criteria: Do You Qualify?
To receive the $2,200 deposit, applicants must meet certain criteria set by the CRA:
Basic Eligibility Requirements
| Criteria | Details |
|---|---|
| Age | 65+ by December 31, 2025 (or receiving CPP-D) |
| Residency | Canadian citizen or permanent resident |
| Residency Duration | Lived in Canada for at least 10 years |
| Income Threshold (Annual) | Single: under $35,000 / Couple: under $45,000 |
| Programs | Receiving OAS, GIS, or CPP-D (auto-qualified) |
If you’re not already enrolled in these programs, you can still apply manually by September 30, 2025.
Who Will Receive the Payment Automatically?
If you’re currently receiving one of the following, you don’t need to apply:
- Old Age Security (OAS)
- Guaranteed Income Supplement (GIS)
- Canada Pension Plan Disability (CPP-D)
The payment will be issued via direct deposit or cheque, depending on your registered preference with CRA or Service Canada.
How to Apply if You’re Not Automatically Eligible
If you’re not enrolled in OAS, GIS, or CPP-D, follow these steps:
Step-by-Step Manual Application Process
- Check Eligibility
Use the CRA Benefits Finder at Canada.ca - Gather Documents
- Valid Government ID (e.g., driver’s license, PR card)
- Proof of residency (e.g., lease, tax return)
- Proof of income (T4, Notice of Assessment)
- Download the Application Form
Available online or at any Service Canada Centre - Submit Before September 30, 2025
Mail or drop off your form to avoid disqualification - Wait for Confirmation
CRA will process applications within 4 to 6 weeks
When and How Will You Get Paid?
The official deposit date is October 29, 2025. Here’s how the payment will be delivered:
| Method | Details |
|---|---|
| Direct Deposit | If banking info is on file with CRA |
| Cheque | If direct deposit isn’t set up |
Tip: Update your banking and mailing details in CRA My Account to avoid payment delays.
Best Uses for the $2,200 Support Payment
The $2,200 can help cover essential expenses such as:
- Housing and rent
- Groceries and household items
- Medical bills and prescriptions
- Car repairs or public transit
- Utility and heating bills
Use it wisely to strengthen your monthly budget and avoid future financial stress.
The $2,200 deposit confirmed by CRA is a critical step toward supporting the financial stability of low-income Canadians, especially seniors and individuals with disabilities.
If you’re already enrolled in OAS, GIS, or CPP-D, the payment is automatic. If not, make sure to apply before September 30, 2025, to receive this valuable benefit.
Act now, check your eligibility, and ensure your records are up to date to receive the full amount without delay.
FAQs
When will the $2,200 payment be made?
The payment will be deposited on October 29, 2025, either via direct deposit or cheque.
Who qualifies for the payment automatically?
Recipients of Old Age Security (OAS), Guaranteed Income Supplement (GIS), or CPP Disability (CPP-D) will receive it automatically.
What is the deadline to apply manually?
If you’re not in one of the qualifying programs, you must apply by September 30, 2025.