August Windfall – Ways Canadians Can Get Free Money From The Government

August Windfall - Ways Canadians Can Get Free Money From The Government

With inflation continuing to rise and grocery bills growing month after month, many Canadians are searching for ways to ease the burden.

The good news? August 2025 brings a host of government payments and benefits that offer tax-free financial support to eligible individuals and families across the country.

From family benefits to senior pensions, here’s everything you need to know about how you might receive free money from the government this August.

Key Payment Dates & Benefits in August 2025

ProgramPayment DateEligibilityMaximum Payment
Ontario Trillium Benefit (OTB)August 8Ontario residents 18+Up to $1,461/year
Canada Child Benefit (CCB)August 20Families with children under 18$666.41 or $562.33/month
Child Disability Benefit (CDB)August 20Families eligible for CCB & DTCUp to $284.25/month
B.C. Family Benefit (BCFB)August 20BC families with childrenUp to $145.83/child/month
Ontario Child Benefit (OCB)August 20Low-income Ontario familiesUp to $143.91/child/month
Canada Disability BenefitAugust 21Adults 18–64 with disability tax creditUp to $200/month
Canada Pension Plan (CPP)August 27Canadians aged 60+ with CPP contributionsAvg. $899, max $1,433/mo
Old Age Security (OAS)August 27Canadians aged 65+Up to $808.45/month
Alberta Child & Family BenefitAugust 27Alberta families with children under 18Up to $188.82/child/month
Veteran Disability PensionAugust 28Qualified veterans or service members$69.60–$1,391.98/month

Ontario Trillium Benefit (OTB)

This monthly, tax-free payment supports Ontario residents through three credits combined into one benefit:

  • Energy and Property Tax Credit: Seniors can receive up to $1,461/year
  • Northern Ontario Energy Credit: Up to $285 depending on marital status
  • Ontario Sales Tax Credit: Individuals and families can get up to $371/person

Canada Child Benefit (CCB) & Child Disability Benefit (CDB)

Families raising children receive a boosted CCB for 2025:

  • Children under 6$666.41/month
  • Children 6 to 17$562.33/month

If your child qualifies for the disability tax credit, you’re also eligible for the Child Disability Benefit, worth up to $284.25/month per child.

Provincial Family Benefits

Ontario Child Benefit (OCB)

Families in Ontario could receive up to $143.91/month per child under 18. Partial payments are available for families earning above the income threshold.

B.C. Family Benefit (BCFB)

Families in British Columbia receive monthly payments of:

  • $145.83 for the first child
  • $91.66 for the second
  • $75 for each additional child
    Single parents may get an additional $41.66.

Alberta Child and Family Benefit (ACFB)

Eligible families in Alberta may receive:

  • Base component: Up to $124.91/month for the first child
  • Working component: Up to $63.91/month depending on income

Canada Disability Benefit

This new monthly benefit supports adults aged 18 to 64 who qualify for the Disability Tax Credit (DTC). Payments can reach up to $200/month, offering much-needed relief for individuals living with long-term impairments.

CPP and OAS – Support for Seniors

Canada Pension Plan (CPP)

If you’ve contributed to the CPP, you may receive:

  • Average monthly payment$899.67
  • Maximum monthly payment$1,433.00

Old Age Security (OAS)

For Canadians aged 65 and older:

  • Ages 65–74: Up to $734.95/month
  • Ages 75+: Up to $808.45/month

Eligibility depends on residency and income criteria.

Veteran Disability Pension

Eligible Canadian veterans or service members may receive a tax-free monthly payment ranging from $69.60 to $1,391.98, based on disability level and dependent count. The payment can also be delivered as a lump-sum compensation.

What to Do Next

  1. Check eligibility: Many programs are based on income, age, or family size.
  2. Ensure your taxes are filed: Most benefits require your 2024 return to be up to date.
  3. Set up direct deposit to receive funds faster and securely.
  4. Apply if the benefit isn’t automatically issued—like the Canada Disability Benefit.
  5. Track your benefits calendar to ensure nothing is missed.

August 2025 presents a great opportunity for Canadians to take advantage of multiple government benefit programs. Whether you’re a parent, senior, disabled, or a veteran, there’s free government money available to help manage living costs and provide financial stability.

Don’t miss out—review your eligibility, apply where needed, and ensure your benefits are on track this month.

FAQs

Can I receive more than one benefit at the same time?

Yes, many Canadians receive multiple benefits simultaneously—such as CCB, OAS, and provincial benefits—if eligible.

Do these payments affect my taxes?

Most of these payments are tax-free, including CCB, OTB, CDB, and OAS.

What if I miss my payment date?

Payments can take up to 10 business days. If you haven’t received it after that, contact the issuing agency.

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