Sharon Turner
Raising children in Quebec can be costly, especially with ongoing inflation. However, the Canada Child Benefit (CCB) is here to offer some financial relief.
The July 2025 CCB payment is approaching, and there are some key updates that could make this payment a little higher than usual.
What’s New with the CCB in July 2025?
July is the month when the government adjusts your CCB based on your 2024 income. This adjustment is a part of the regular annual update, and new indexed rates are now in place for the next 12 months.
What is the Canada Child Benefit (CCB)?
The Canada Child Benefit (CCB) is a non-taxable, monthly payment provided by the federal government to assist families in covering the costs of raising children under 18. The benefit is meant to help with essentials like food, clothing, and school supplies.
To qualify for the CCB, you must meet the following requirements:
- Be the primary caregiver for a child under 18
- Be a Canadian resident for tax purposes
- Have filed your 2024 tax returns, including your partner’s if applicable
- If you share custody, the benefit is typically divided equally between parents
How Much Will You Receive in July 2025?
The new indexed rates for the CCB in the July 2025 to June 2026 period are as follows:
- $666.41/month for each child under the age of 6
- $562.33/month for each child between 6 and 17 years old
This is an increase from the previous rates of $648.91 and $547.50 in June 2025, marking an adjustment of about $17 to $19 per child, depending on their age. This increase is designed to keep up with inflation.
To qualify for the maximum benefit, your adjusted family net income (AFNI) must be below $37,487. If your income is higher, you may still qualify for a partial benefit.
For a more personalized estimate of your benefit, you can use the Canada Revenue Agency’s (CRA) Child and Family Benefits Calculator.
When Will the July 2025 CCB Payment Arrive?
The July 2025 CCB payment will be issued on Thursday, July 18.
Here are the remaining CCB payment dates for 2025:
- August 20
- September 19
- October 20
- November 20
- December 12
If you’re enrolled in direct deposit, the payment will appear in your account on the scheduled date. However, if you’re receiving a mailed cheque, it may take a few extra days to reach you.
How to Apply for the Canada Child Benefit (CCB)
If you haven’t yet signed up for the CCB, there are several ways to apply:
- Online through your CRA My Account
- When registering your child’s birth
- Submit Form RC66 to the CRA
Once you’re enrolled, there’s no need to reapply every year. Simply file your tax returns to continue receiving the benefit.
One of the best parts? The CCB is completely tax-free, so the full amount goes directly into your pocket.
The Canada Child Benefit (CCB) is an essential source of financial relief for families in Quebec, helping with everyday expenses like food, clothing, and education.
With the indexed rate increases in effect for the July 2025 payment, families can expect a slightly higher benefit to help offset inflation. Keep track of the upcoming payment dates and ensure you’re enrolled to receive this valuable support.
FAQs
How much is the Canada Child Benefit in 2025?
The CCB for July 2025 offers $666.41/month for children under 6 and $562.33/month for children aged 6 to 17.
How can I apply for the Canada Child Benefit?
You can apply online via the CRA My Account, when registering your child’s birth, or by submitting Form RC66 to the CRA.
What are the eligibility requirements for the CCB?
You must be the primary caregiver for a child under 18, be a Canadian resident for tax purposes, and have filed your 2024 tax returns.