Sharon Turner
Eligible families in Canada are set to receive higher Canada Child Benefit (CCB) payments starting this Friday, providing much-needed financial relief.
This annual adjustment, administered by the Canada Revenue Agency (CRA), reflects the latest inflation-indexed updates.
What’s New in the Canada Child Benefit for 2025–2026?
For the benefit period from July 2025 to June 2026, the maximum CCB amount has increased:
- $7,997 for each child under the age of six, up $210 from the previous year.
- $6,748 for each child aged six to 17, a $178 increase.
These new payment limits apply to families with an adjusted family net income (AFNI) of less than $37,487.
In comparison, the 2024–2025 amounts were:
- $7,787 per child under six.
- $6,570 per child aged six to 17.
Why Are CCB Payments Increasing?
The CRA explained that the increase is a result of indexation to inflation, which ensures the benefit stays aligned with the rising cost of living. Adjustments are made using the Consumer Price Index (CPI) data reported by Statistics Canada.
“Indexing the CCB occurs every July, ensuring the benefit protects families from inflation and offers reliable financial support,” the CRA stated in a recent release.
How Are Canada Child Benefit Payments Calculated?
The CCB benefit year runs from July to the following June, and payment amounts are recalculated every July. Several factors are considered in determining each family’s monthly benefit:
- Number of eligible children
- Age of the children
- Adjusted family net income (AFNI) reported in the previous year’s tax return
These monthly payments are gradually reduced once a family’s AFNI exceeds $37,487.
Shared Custody and Eligibility Rules
- The parent who primarily takes care of the child is eligible to apply for the benefit.
- In shared custody situations, each parent will receive 50% of the full benefit amount.
This structure ensures fair distribution and continued support, regardless of the custody arrangement.
Trend of Increasing CCB Payments
According to CRA records, the Canada Child Benefit has been increasing consistently since July 2022, in response to ongoing inflationary pressures. This trend aims to sustain Canadian families during periods of economic uncertainty.
The Canada Child Benefit 2025–2026 update delivers a crucial financial lift to eligible families, with increases of up to $210 per child compared to last year.
Tied to inflation through annual indexation, the CRA ensures that families can depend on predictable and meaningful support throughout the benefit year. With rising living costs, this boost arrives at the right time for many households across the country.
FAQs
Who is eligible to receive the increased Canada Child Benefit in 2025?
Eligibility is based on being primarily responsible for a child under 18 and having an adjusted family net income below certain thresholds. Individuals must also file their tax return annually.
When will the increased CCB payments begin?
The new payment amounts will begin disbursing on Friday, with updates applying to the benefit period from July 2025 to June 2026.
How do I apply for the Canada Child Benefit?
You can apply for the CCB through your CRA My Account, by mail, or when registering your newborn through provincial birth registration services that offer automatic benefit applications.