The Canada Revenue Agency (CRA) has officially confirmed the GST/HST Credit payment for July 2025, continuing its support for low- and moderate-income Canadians with quarterly, tax-free payments.
As the cost of living rises, this credit remains a key form of financial relief for households affected by inflation and day-to-day expenses.
This quarterly benefit offsets the impact of Goods and Services Tax (GST) and Harmonized Sales Tax (HST). It’s automatically distributed to those who qualify based on their 2024 income tax return, with no need to reapply for each payment.
Let’s dive into everything you need to know about the GST/HST Credit July 2025 payment.
What Is the GST/HST Credit and How It Works
The GST/HST Credit is a federal government benefit paid every three months to eligible Canadians to help cover the costs of GST or HST paid on goods and services.
Key Features:
- Paid quarterly: January, April, July, and October
- Based on the previous year’s income tax return
- Amount depends on family size and net income
- Automatically deposited—no separate application needed
This benefit ensures that those with lower income levels still maintain purchasing power and can manage everyday costs more effectively.
CRA GST Credit July 2025: Payment Schedule & Amount
The next payment date for the GST/HST Credit is July 5, 2025. This will be the third installment for the 2025 benefit year.
Estimated Payment Amounts for July 2025:
| Household Type | Maximum Quarterly Credit (CAD) |
|---|---|
| Single (no children) | $100 – $125 |
| Married/Common-law couple | $150 – $180 |
| With 1 child | $175 – $210 |
| With 2+ children | $220 – $275 |
These figures are estimates and can vary based on individual or family income, province of residence, and updated income thresholds. The CRA uses data from the 2024 tax return to determine exact eligibility and payment amounts.
Who Qualifies for the GST/HST Credit in July 2025?
To receive the GST/HST Credit for July 2025, you must meet the following eligibility criteria:
- Be a Canadian resident for income tax purposes
- Be at least 19 years old by July 2025, or
- Have (or had) a spouse/common-law partner, or
- Be a parent living with your child
- Have filed a 2024 tax return, even if you had no income
The credit is automatically calculated using your most recent tax return. If you’re new to Canada, you’ll need to submit Form RC151 to begin receiving this benefit.
Key Changes & Highlights – HST Refund Canada 2025
The 2025 GST/HST Credit cycle includes several updates to make the benefit system more efficient and accessible:
- Improved online tracking through CRA My Account
- Adjusted income thresholds to reflect inflation and wage changes
- Easier access to information about related benefits, such as the Climate Action Incentive Payment
These enhancements aim to modernize the GST/HST refund process, ensure timely payments, and reduce processing errors.
What to Do If You Don’t Receive the July 2025 Payment
If your GST/HST Credit hasn’t arrived by mid-July 2025, here are the steps to follow:
- Check your CRA My Account to confirm eligibility
- Verify that your 2024 tax return has been filed and processed
- Ensure your direct deposit or mailing address is accurate
- Contact the CRA if your payment is still missing by July 15, 2025
Common reasons for delays include missing tax returns, outdated banking information, or errors in your personal details.
The Canada GST/HST Credit for July 2025 offers timely financial support to millions of Canadians, with payments going out on July 5, 2025.
By filing your 2024 tax return and maintaining accurate personal information with the CRA, you can ensure you receive this important benefit without delay.
FAQs
When is the GST/HST Credit being paid in July 2025?
The payment is scheduled for July 5, 2025, marking the third quarterly installment for the 2025 benefit year.
Do I need to apply for the GST/HST Credit each year?
No. As long as you file your tax return each year, CRA will automatically assess and issue the credit if you qualify.
How much will I receive from the GST/HST Credit in July 2025?
The payment amount varies. For example, a family with two children may receive between $220 and $275 quarterly, based on income.