The GST/HST credit payments for the third quarter of 2025 are scheduled for release on Friday, July 4.
This tax-free benefit is designed to assist individuals and families with low to moderate incomes by offsetting the GST or HST they pay on goods and services.
This payment is part of a larger support package that includes various provincial and territorial programs.
Key Details about GST/HST Credit Payments
The Canada Revenue Agency (CRA) automatically considers you for the GST/HST credit when you file your taxes, and this includes both federal and provincial credits. If you’re eligible, you’ll receive these quarterly payments to help with the rising costs of living.
Other payments for Canadians and Ontarians this month include the Ontario Trillium Benefit (OTB), Canada Child Benefit (CCB), Canada Pension Plan (CPP), Old Age Security (OAS), Ontario Disability Support Program (ODSP), and the Veteran Disability Pension.
The Canada Disability Benefit payments will also start for individuals whose applications were approved by June 30.
When is the Next GST/HST Payment?
The final GST/HST credit payment for 2025 will be issued in fall, specifically on October 3.
Eligibility for the GST/HST Credit
To be eligible for the GST/HST credit, you generally need to meet the following criteria:
- Age Requirement: You must be at least 19 years old.
- Special Considerations for Those Under 19: If you’re under 19, you must meet at least one of the following conditions:
- Be married or in a common-law relationship.
- Be a parent and live with your child.
- Residency: You must be a resident of Canada for tax purposes during the month before the CRA processes the payment.
If you’re a parent in a shared custody situation, you may be eligible for half of the credit for each child. Further details can be found in the Custody arrangements section on the CRA website.
How to Apply for the GST/HST Credit
For most Canadians, the GST/HST credit is automatically applied when you file your taxes. Even if you have no income to report, filing your taxes is necessary.
New residents of Canada will need to apply for the credit. Additionally, first-time applicants will need to provide proof of birth for their children.
For full details on income levels and eligibility for the 2024 base year, refer to the CRA’s GST/HST credit chart.
How Much Can You Receive?
The amount you can receive from the GST/HST credit is based on your adjusted family net income for the previous tax year. As of 2025, the maximum credit amounts are:
- Single individuals: Up to $533.
- Married or common-law couples: Up to $698.
- For each child under 19: Up to $184.
These amounts may change if there are any updates to your income or family circumstances, such as adding a new child or a change in your marital status.
The CRA emphasizes keeping your personal information up-to-date to avoid discrepancies in payment amounts.
What Can Affect the Amount You Receive?
Your payment amount can change if the CRA reassesses your or your spouse’s tax return, if there’s a change in your family structure (e.g., a child turns 19, or you lose custody), or if there are other changes such as death or marital status changes. These factors can lead to adjusted family net income recalculations, which in turn will affect your payment.
Estimating Your Benefit
To estimate your GST/HST credit payment, you can use the Child and Family Benefits Calculator available on the CRA website. This tool provides an estimate based on your current income and family status.
The GST/HST credit continues to provide essential financial relief to low and moderate-income families. By ensuring your personal information is current with the CRA, you can maximize your benefit amount and avoid any issues with under or overpayments. Make sure to file your taxes annually to remain eligible for the credit.
FAQs
When will the next GST/HST payment be issued in 2025?
The next GST/HST credit payment is scheduled for October 3, 2025.
Do I need to apply for the GST/HST credit every year?
In most cases, you only need to file your taxes each year to automatically qualify for the credit. However, new residents must apply.
Can changes in my family situation affect the amount I receive?
Yes, changes like a child turning 19 or changes in custody arrangements can affect the amount you receive. The CRA recalculates the payment accordingly.