The GST/HST credit is a tax-free, quarterly payment from the Canada Revenue Agency (CRA) aimed at easing the burden of Goods and Services Tax (GST) or Harmonized Sales Tax (HST).
Designed for low- and moderate-income individuals and families, it helps with everyday expenses like groceries, utilities, and transportation. Importantly, there’s no separate application—you’re automatically considered when you file your taxes.
June 2025 Payment Details
- Next payment date: July 4, 2025
- Quarterly schedule:
- Jan 3 2025
- Apr 4 2025
- Jul 4 2025
- Oct 3 2025
Tip: If you haven’t received your payment within 10 business days of the date listed, it’s time to contact the CRA.
How Much Will You Receive?
Your total annual credit depends on your income and family situation, broken down into quarterly payments:
| Household Type | Annual Total | Quarterly Payment |
|---|---|---|
| Individual (19+) | $519 | $129.75 |
| Married/Common-Law Couple | $680 | $170 |
| Each Child Under 19 | +$179 | +$44.75 |
Example: A family with two children could receive $1,038 annually or $259.50 quarterly.
Some provinces add related credits automatically, boosting the total eligible amount.
Eligibility Criteria
You qualify for the GST/HST credit if you meet these rules:
- Age 19+ or under 19 with a spouse/common-law partner or as a parent
- Resident of Canada for tax purposes
- Filed a 2024 tax return
- Have low/moderate net income, under CRA thresholds
Once eligible, you’ll be included automatically—just keep your tax return up to date.
How You’ll Receive Payments
- Direct deposit: CRA deposits straight into your bank account—fastest way.
- Mailed cheque: Sent if you haven’t registered for direct deposit—allow up to 10 business days.
Tip: Direct deposit is highly recommended for faster and more reliable payments.
What to Do If You Miss a Payment
- Wait 10 business days from the scheduled date
- You can check your My CRA Account or call 1‑800‑959‑1953
- Ensure your address, marital status, and children info are up to date
Why This Credit Is Crucial
- Helps offset increases in living costs like food, fuel, and rent
- Non-taxable and automatically combined with provincial credits
- Designed to support vulnerable Canadians without added bureaucracy
Quick Reference: Payment Summary
- Next Payment Date: July 4, 2025
- Eligibility: Age 19+, resident, filed taxes, low/moderate income
- Annual Payments: $519 (single) / $680 (couple) / +$179 per child
- Quarterly Payments: Divide total by 4
The GST/HST credit is a valuable, tax-free payment for Canadians managing rising daily costs. With up to $650 annually, it can make a real difference in household finances. To ensure you benefit:
- File your 2024 taxes
- Keep your personal information current
- Register for direct deposit
By doing so, you can count on reliable assistance this July and beyond.
FAQs
Do I need to apply separately for the GST/HST credit?
No—filing your tax return automatically enrolls you.
When will the July 4, 2025 payment reach my account?
Direct deposits usually arrive that day; mailed cheques could take another 10 business days.
Can children under 19 qualify?
Yes—if they are a parent or in a spousal/common-law relationship, they can receive the credit.