Rumors are swirling online about a $770 Old Age Security (OAS) boost for Canadian seniors in July 2025. But how true is this claim?
The reality is that there is no confirmed one-time $770 increase. While OAS payments are adjusted quarterly to reflect inflation through the Consumer Price Index (CPI), these changes are typically modest and routine, not dramatic spikes.
So, what should seniors really expect this July? Let’s break it down with verified facts.
Actual OAS Payment Rates for July 2025
The Government of Canada has already confirmed the standard OAS payment rates based on age:
| Age Group | Monthly OAS Amount (July 2025) |
|---|---|
| 65 to 74 years | $727.67 |
| 75 years and older | $800.44 |
These amounts may see a slight increase in July based on CPI indexation. However, the $770 increase rumor is not accurate.
What is the Old Age Security (OAS) Program?
The OAS pension is a monthly benefit provided by the federal government to eligible seniors aged 65 and above. Unlike the Canada Pension Plan (CPP), it’s not tied to work history or contributions. Instead, it’s funded through general tax revenues.
Who Is Eligible for OAS in 2025?
To qualify for the Old Age Security pension, you must:
- Be 65 years or older
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after turning 18
- For full benefits, 40 years of residency in Canada after age 18 is required
Even if you don’t meet the full criteria, you may still receive partial OAS payments.
Confirmed OAS Payment Date for July 2025
OAS payments are issued on the third-last business day of each month. For July 2025, the payment date is:
July 29, 2025
Payments are usually sent through direct deposit or mailed as a cheque, depending on your preference.
OAS Payment Schedule for the Rest of 2025
| Month | OAS Payment Date |
|---|---|
| August | August 27, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 26, 2025 |
| December | December 22, 2025 |
These dates help seniors plan ahead for their monthly expenses.
Additional Support for Seniors in Canada
If you receive OAS, you may also be eligible for:
- Guaranteed Income Supplement (GIS) – for low-income seniors
- Allowance – for spouses or common-law partners aged 60–64
- Allowance for the Survivor – for widowed low-income individuals
- Provincial support – includes rent subsidies, transit passes, and prescription coverage
Is the OAS Pension Taxable?
Yes. OAS payments are considered taxable income and must be declared on your income tax return. If your annual income exceeds $90,997 (2025 threshold), you may face a clawback known as the OAS Recovery Tax.
There is no official $770 one-time OAS boost coming in July 2025. The confirmed payment remains $727.67 or $800.44, depending on age, with standard CPI-linked increases.
Still, the OAS program continues to be a vital support system for Canadian seniors. Be sure to check your eligibility, file taxes on time, and explore additional programs such as GIS for enhanced financial support.
FAQs
Is the $770 OAS increase in July 2025 real?
No. The OAS payment will continue with regular CPI-based increases. The $770 one-time hike is a rumor.
When will OAS payments be issued in July 2025?
The confirmed payment date for July 2025 is July 29, 2025.
Who qualifies for the OAS pension in Canada?
Anyone aged 65+, meeting the minimum 10-year Canadian residency requirement after age 18, may qualify for OAS