Nylie Nelson
Old Age Security (OAS) is one of Canada’s most essential support programs for seniors, offering monthly payments to help with living costs in retirement.
For the period August through October 2025, the Government of Canada has confirmed the deposit calendar and estimated amount ranges, enabling retirees to plan their finances more accurately.
Here’s a full breakdown of what seniors can expect in terms of OAS payment dates, estimated benefit amounts, and eligibility factors.
OAS Payment Calendar: August – October 2025
OAS payments are typically issued in the last week of each month, avoiding conflicts with holidays or weekends. Below is the payment schedule for August, September, and October 2025.
| Month | Payment Date | Estimated Amount Range |
|---|---|---|
| August 2025 | Thursday, August 28 | $713.34 – $784.67 |
| September 2025 | Thursday, September 25 | $713.34 – $784.67 |
| October 2025 | Wednesday, October 29 | $713.34 – $784.67 |
Note: Actual payments may vary based on age, income, and residency status. These figures reflect indexed adjustments as of July 2025.
What Determines Your OAS Amount?
While OAS is a universal program, individual payment amounts vary depending on several key factors:
- Age: Seniors aged 75 or older may qualify for a higher monthly payment.
- Income: If your net annual income exceeds $90,997 (2025 threshold), you may be subject to a recovery tax.
- Residency: You must have lived in Canada for at least 10 years after turning 18 to receive partial benefits; 40+ years qualifies you for the full amount.
- Marital/benefit status: Receiving other benefits like GIS may impact your total combined income.
OAS Indexation and Increases in 2025
OAS is indexed quarterly based on the Consumer Price Index (CPI). In January and July 2025, modest increases were applied due to inflation, bringing the maximum monthly amount to approximately $784.67 for seniors aged 75+, and around $713.34 for those aged 65–74.
The government continues to monitor inflation trends and may announce another increase before the end of the year.
Recent OAS Service Improvements
The Department of Employment and Social Development has announced digital upgrades to improve OAS tracking and accessibility:
- Seniors can now view upcoming payment dates and T4A(OAS) slips through their My Service Canada Account.
- A mobile-friendly portal is being tested for easier benefit tracking.
- Enhanced fraud protection measures are rolling out for direct deposit users.
Tips for Planning Around Your OAS Payments
To make the most of your OAS income:
- Automate essential bill payments to align with OAS deposit dates.
- Combine OAS with Guaranteed Income Supplement (GIS) if eligible.
- Use a high-interest savings account to store emergency funds from monthly surpluses.
- Monitor your CRA and Service Canada accounts for benefit updates and adjustments.
How to Confirm Your OAS Status
You can verify your payment information, tax slips, and eligibility by:
- Logging into your My Service Canada Account
- Calling Service Canada’s toll-free helpline
- Visiting a local Service Canada office
Ensure your banking and mailing information is current to avoid delays.
The OAS payment calendar for August to October 2025 offers a clear roadmap for Canada’s seniors to manage their retirement finances confidently.
With deposits scheduled for August 28, September 25, and October 29, and estimated amounts between $713.34 and $784.67, recipients can stay prepared for monthly budgeting.
Whether you’re already receiving OAS or nearing eligibility, it’s important to keep your tax filings up to date and your Service Canada profile current to receive uninterrupted support.
FAQs
What day will the OAS be deposited in August 2025?
The August 2025 OAS payment will be deposited on Thursday, August 28, 2025.
Will my OAS increase if I turn 75 during this period?
Yes. If you turn 75, your OAS payment will increase starting in the month after your birthday, per current OAS rules.
Can I still receive OAS if I move abroad?
Yes, if you’ve lived in Canada for at least 20 years after age 18, you can receive OAS payments while living outside Canada.