Canadian households are set to receive a substantial financial boost in June and July 2025, with CRA-administered benefits reaching as high as $8,375 for eligible individuals and families.
From the Canada Child Benefit (CCB) to Old Age Security (OAS), CPP, GST/HST credits, and provincial support programs, these payments play a vital role in helping millions manage their everyday expenses.
This guide outlines all the key federal and provincial payment dates and eligibility information to help you plan and maximize your income this summer.
Why Payment Dates Matter
Monthly and quarterly benefit payments are crucial for Canadians relying on government support. These funds often go toward:
- Childcare and school expenses
- Housing and utility bills
- Groceries and essential supplies
- Medical, transportation, and caregiving costs
Knowing exactly when your benefits arrive allows for better budgeting and avoids missed payments, overdraft fees, or financial strain.
Benefit Payment Dates – June & July 2025
Here is a full breakdown of when to expect your deposits:
| Benefit Program | June 2025 Payment Date | July 2025 Payment Date |
|---|---|---|
| Canada Child Benefit (CCB) | June 20 | July 18 |
| Canada Pension Plan (CPP) | June 26 | July 29 |
| Old Age Security (OAS) | June 26 | July 29 |
| GST/HST Credit | — | July 4 |
| Canada Carbon Rebate (CCR) | June 15 | July (TBD) |
| Ontario Trillium Benefit (OTB) | June 10 | July 10 |
| Alberta Child & Family Benefit | — | July 27 |
| Canada Workers Benefit (Advance) | — | July 11 |
Federal Benefits Overview
Canada Child Benefit (CCB)
Provides tax-free monthly support for families with children under 18. The amount is based on your adjusted family net income, number of children, and their ages.
CPP & OAS
Seniors and disabled individuals receive regular deposits to support retirement or loss of income. OAS includes potential supplements such as Guaranteed Income Supplement (GIS).
GST/HST Credit
A quarterly payment that helps low- to moderate-income Canadians offset sales taxes. The next installment falls on July 4, 2025.
Canada Carbon Rebate
Issued to residents in provinces under federal carbon pricing. Payments help counter the costs of energy-related inflation.
Provincial Benefit Highlights
Ontario Trillium Benefit (OTB)
Monthly payments include:
- Ontario Energy and Property Tax Credit
- Northern Ontario Energy Credit
- Ontario Sales Tax Credit
July’s OTB deposit is due on July 10.
Alberta Child and Family Benefit (ACFB)
Issued quarterly to eligible families, the next payment lands on July 27, 2025. Ensure your 2024 tax return is filed to qualify.
How You Could Receive Up to $8,375
The total benefit received varies by province, income, and family size. Here’s a sample estimate for a family with two children under six, low income, and a senior household member:
| Program | Potential Amount |
|---|---|
| Canada Child Benefit (2 children) | $1,050 |
| CPP + OAS (senior) | $1,500 |
| GIS Supplement | $500 |
| GST/HST Credit | $496 (quarterly) |
| Ontario Trillium Benefit | $120 |
| CCR | $450 |
| CWB Advance | $250 |
| Alberta Child Benefit (if eligible) | $800 |
| Total | $5,166 – $8,375 |
Tips to Receive Payments Without Delay
- File Your Taxes On Time
Most benefits require you to have filed your return for the prior year. Even if you have no income, you must file to qualify. - Set Up Direct Deposit
The fastest and most reliable way to receive benefits. You can register through CRA My Account or your financial institution. - Update Personal Information
Changes in marital status, address, number of dependents, or bank details must be updated with CRA and Service Canada. - Monitor CRA and Service Canada Accounts
These online portals show upcoming payments, requests, and eligibility notices.
Avoid Common Delays
- Missed tax deadlines
- Outdated banking or mailing details
- Ignoring requests for documents
- Assuming you’re not eligible when you may qualify
Always double-check eligibility and keep your contact details current.
From families raising young children to seniors managing retirement on fixed incomes, CRA benefits provide a critical financial cushion. With potential payments ranging from $2,400 to $8,375, being informed about June and July 2025 deposit dates helps you plan ahead and avoid financial stress.
Stay updated, file your taxes, opt for direct deposit, and monitor your CRA portal—these small actions ensure you receive your full benefit without delay.
FAQs
What happens if I don’t receive my benefit on the expected date?
Wait 5–10 business days, then check your CRA account and bank details. Contact CRA if no issue is visible.
Can I still get benefits if I didn’t work in 2024?
Yes, many benefits are income-tested, not employment-based. But you must file your taxes to be eligible.
Are there any new CRA programs launching in 2025?
Yes, the Canada Workers Benefit advance payment and top-ups will be enhanced in 2025. Stay updated through CRA notices.