If you’re a low- or middle-income Canadian household, there’s welcome financial news this June. The Canada GST/HST Credit June 2025 is back, and it’s providing essential support as Canadians face the ongoing challenges of rising living costs.
This tax-free quarterly benefit is issued by the Canada Revenue Agency (CRA) and helps offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) many pay on everyday goods and services.
As inflation and essential costs continue to increase, this benefit has never been more vital. Let’s break down the new amounts, payment dates, eligibility requirements, and how you can ensure you receive this crucial financial support.
What Is the GST/HST Credit?
The GST/HST Credit is a non-taxable financial assistance program by the federal government. Its purpose is to ease the tax burden for eligible Canadians by reimbursing part of the GST or HST paid throughout the year.
- GST (5%): Applied across most provinces.
- HST: Combines GST and provincial sales tax, applicable in Ontario, Nova Scotia, New Brunswick, Newfoundland and Labrador, and Prince Edward Island.
This quarterly payment supports those who spend a higher share of their income on taxable items—primarily low- and modest-income earners.
What’s New for June 2025?
In June 2025, the CRA introduced a 2.8% increase to the GST/HST Credit amounts. This small but significant update aims to offset the ongoing rise in inflation.
New GST/HST Credit Amounts – 2025
Below is a breakdown of the maximum annual benefit available in 2025:
Household Type | Maximum Annual Amount |
---|---|
Single adult | Up to $337 |
Married/Common-law couple | Up to $704 |
Per child under 19 | Up to $185 |
Example: A family of four (2 adults + 2 children) could receive over $1,000 annually—all tax-free and directly deposited.
Your actual credit may vary based on your adjusted family net income and number of children.
When Will You Receive It? – Payment Dates
The Canada GST/HST Credit is issued quarterly. Here are the official CRA payment dates:
- June 5, 2025
- October 5, 2025
- January 5, 2026
- April 5, 2026
Those signed up for direct deposit will see the money arrive in their bank accounts on these dates. To avoid delays, ensure your banking info is current with the CRA.
Who’s Eligible for the GST/HST Credit in 2025?
To qualify for the Canada GST/HST Credit June 2025, you must meet the following criteria:
- Be a Canadian resident for income tax purposes.
- Be at least 19 years old, or be married/common-law, or a parent living with your child.
- Filed a 2024 tax return, even if you earned no income.
- Your adjusted family net income must fall below CRA thresholds.
Income Thresholds – 2025 Guide
Family Type | Income Limit (Approx.) |
---|---|
Single individual | Up to $52,000 |
Couple or single parent (1 child) | Up to $58,000–$65,000 |
Couple with 2+ children | Higher end of $65,000+ |
Note: Even if your income slightly exceeds the limits, you may still receive a partial credit.
How to Get the GST/HST Credit – No Separate Application
The process is automatic. When you file your 2024 taxes, the CRA will automatically assess your eligibility. No separate application is needed unless you’re new to Canada.
For Newcomers to Canada
New residents must submit Form RC151 – GST/HST Credit Application for Individuals Who Become Residents of Canada to be considered for payments.
Why This Credit Is Important in 2025
In a year of rising grocery bills, fuel prices, and housing costs, the Canada GST/HST Credit is a vital financial buffer.
- Tax-Free Support: Every dollar is yours—no deductions.
- Flexible Use: Helps with rent, groceries, bills, or emergencies.
- Quarterly Payments: Predictable financial support year-round.
- Automatic Access: No additional paperwork for most.
- Targeted Relief: Tailored to income and household size.
The Canada GST/HST Credit June 2025 provides much-needed relief to Canadians coping with inflation and rising costs.
With new payment amounts and easy eligibility, it’s a key federal initiative to support families. Ensure you file your taxes and keep your CRA details up to date to receive the full benefit.
FAQs
Do I need to apply for the Canada GST/HST Credit June 2025?
No. As long as you file your 2024 tax return, the CRA automatically determines your eligibility.
What happens if my income is just above the eligibility threshold?
You may still qualify for a partial credit, which gradually phases out as income increases.
Can newcomers to Canada get the GST/HST Credit?
Yes, but they must complete Form RC151 to apply for the credit after becoming a resident.